The ‘VA loan calculator’ is just like any other loan calculator.

It calculates the payback based on the interest rate, principal amount, and the years to pay the mortgage loan that you are applying for.

The “VA Loan Calculator” is geared to American military veterans that have served in the Corporate United States Military but gives the wrong impression as this VA Loan Calculator applies to everyone whether you are a veteran or on active duty and can be used by all.

The VA Loan Calculator gives one the impression that the VA loans money to veterans. Nothing could be further from the truth. Banks are the investment companies that claim to loan mortgage money. Banks need to borrow money from Warehouse lines of credit from larger banks or Investor Trusts. These investor trusts actually fund the bank funds for the mortgage loan.

Title 12, United States Code, §1831(a), states that banks cannot lend their money, credit, assets, or depositors’ money. You should read the website at Cancel1Mortgage.info for more debt and loan payoffs in 14 days. So the VA Loan Calculator cannot help you pay off your debts.

To prove this Bank DEBTOR warehouse loans from investor trusts, Fannie Mae is a leading source of mortgage financing in all markets and at all times.

These lenders borrow money at short-term rates from warehouse lenders (see below) to fund the mortgages they issue to consumers.
The VA Loan Calculator says nothing about this predatory fake money lending, does it?

https://www.investopedia.com/mortgage/fannie-mae-loans/#toc-what-fannie-mae-does describes Fannie Mae, Freddie Mac As a secondary mortgage market participant, Fannie Mae does not originate mortgage loans. Instead, it keeps funds flowing to lenders by purchasing or guaranteeing mortgages issued by credit unions, banks, thrifts, and other financial institutions.

The Investor Trust is the entity that provided the original Lender the funds for DEFANANT’S TWO-PART MORTGAGE PRESUMED LOAN and then the Investor trust paid the Lender upon sale/assign of the unregistered Mortgage NOTE Security and the County converted and registered Mortgage Debt Lien Contract Security back to them.

Ginnie Mae’s own website https://www.ginniemae.gov/pages/default.aspx states: For 50 years, Ginnie Mae has provided liquidity and stability, serving as the principal financing arm for government mortgage loans and ensuring that mortgage lenders have the necessary funds to provide loans to customers.

The Original Lender or bank did not lend any money, but made a profit, and lost their Perfected Interest upon securitization. The mortgage was paid in full, set off, and full recoupment is allowed upon the Original Lender’s sale/assign of the two parts Mortgage Securities. VA Loan Calculator just verifies that the Bank loan is guaranteed by the VA.
The Mortgage Promissory NOTE is not a promissory note, but a Security with payment due upon the maturity date as stated in the legal definition of a “security.”

Freddie Mac states the same about funding Mortgage Lenders with Warehouse Lines of Credit bank loans. freddiemac.com/about/ states “Freddie Mac was chartered by Congress in 1970 to support the U.S. housing finance system and to help ensure a reliable and affordable supply of mortgage funds across the country. Rather than lending directly to borrowers, Freddie Mac operates in the U.S. secondary mortgage market.

So whether you use a VA Loan Calculator or not, the VA Loan Calculator really does not help the veteran.
The VA recommended Bank is the corporation that determines how much money the Warehouse line of credit Investor Trusts will fund by the veteran’s credit report scores.
The VA with the help of their VA Loan Calculator only guarantees the veteran’s loan to ensure the veteran can receive a presumptuous bank loan.
Again the VA Loan Calculator has nothing to do with a veteran’s mortgage.
Think about it..